MobelWealth - Your Complete Guide to Making Money, Saving, Budgeting, and Building Wealth

The conversation around AI replacing jobs has shifted from ‘if’ to ‘when’ and ‘how much.’ As we navigate through 2025, more than 76,000 jobs have been eliminated because of AI implementation, with 41% of companies planning further reductions. The gig economy, which exploded over the past decade as millions sought flexibility and additional income, finds itself at the center of this […]

The conversation around AI replacing jobs has shifted from ‘if’ to ‘when’ and ‘how much.’ As we navigate through 2025, more than 76,000 jobs have been eliminated because of AI implementation, with 41% of companies planning further reductions. The gig economy, which exploded over the past decade as millions sought flexibility and additional income, finds itself at the center of this […]

You’ve undoubtedly heard of the side hustle. It’s when people have side gigs they work in their spare time to supplement their income or scratch their creative itch. But have you ever heard of polyworking? This trend, where workers manage two or more substantial work commitments, has gained popularity in the post-pandemic gig economy. A recent […]

Signing up for a gym shouldn’t feel like decoding a corporate pricing mystery. You look for something simple—decent equipment, flexible hours and a fee that doesn’t sting. Instead, you’re hit with surprise charges and classes you’ll never actually attend. However, not every gym plays that game. So, let’s take a look at 15 gym memberships […]

When most people think of ultra-cheap shopping, Dollar Tree immediately comes to mind. After all, everything’s just $1.25, right? But here’s a secret that savvy shoppers have discovered: Target often beats Dollar Tree prices on quality items—and sometimes by a significant margin. After months of comparison shopping with receipts in hand, I’ve found 15 incredible […]

The Rise of Young Entrepreneurs In recent years, the phenomenon of young entrepreneurship has gained remarkable momentum, marking a notable shift in the business landscape. In a world increasingly driven by technology and innovation, young individuals are breaking traditional barriers and venturing into business at an unprecedented rate. This trend reflects not only their determination […]

The restart button has been pressed, and Gen Z isn’t looking back. For this generation, careers are about alignment—work must fit their lives, not the reverse. And as their influence spreads across industries, the shift feels like a long-overdue correction. Here are 15 reasons fueling that reboot. Mental Health Comes First Mental wellness matters to […]

Grant Cardone didn’t inherit success—he engineered it. Fueled by relentless hustle and a deep command of sales psychology, he turned a modest beginning into a multimillion-dollar empire. Today, as the founder of Cardone Capital, he oversees billions in assets and helps others break free from financial mediocrity. Here’s how he built it and how he […]

See if you qualify for one of these 10 class action settlements closing in July, covering robocalls, data breaches and more. $95M Apple Siri class action settlement Apple agreed to pay $95 million to resolve claims that Siri may unintentionally record private conversations and share these conversations without consent. The settlement benefits current and former […]

How to Create a Zero-Based Budget That Actually Works Introduction Traditional budgeting often fails because it’s built on yesterday’s spending patterns. Zero-based budgeting (ZBB) takes a different approach: every dollar gets a job before you spend it. Instead of adjusting last month’s budget, you start from zero and justify every expense. More From Mobelwealth: Best […]

From scooping up swimwear to saving money on Father’s Day gifts, here’s what you should buy — and a few things you should hold off on — while shopping in June. Buy: Swimwear Add swimwear to your “to buy” list. Why? Retailers typically discount swimsuits just before the weather heats up. Victoria’s Secret, for example, […]

A monthly budget is like Google Maps for your finances: You follow it because you don’t know where you’re going without it. If you’re new to budgeting, don’t be discouraged by a few — or many —  wrong turns and closed roads along the way. The longer you stick with it, the better you get. […]

Buy now, pay later apps are an increasingly popular way to finance purchases. Companies like Affirm, AfterPay and Klarna allow you split the cost of everyday purchases — from running shoes to groceries — into several installment payments. Pay-in-four loans are a common model. You’re required to make a small down payment, usually around 25%, then […]

If you have a lot of credit card debt, you should seriously consider consolidating it. Credit card consolidation is when you borrow money at a lower interest rate and use that loan to pay off your higher-interest credit cards. It’s a twofer: You can save a ton of money on interest payments, and you free […]

A personal loan is a great way to fund large purchases, like home renovations or a wedding. It’s also a good solution for consolidating your debt. But not all loans are created equal. When analyzing several different interest rates, origination fees, loan terms, and loan amounts, shopping for a loan can quickly become overwhelming. It […]

You probably know that saving and investing are essential to retirement planning. But just as important to the equation: Social Security planning. It’s impossible to overstate the importance of Social Security to retirees. The truth is, Americans aren’t saving or investing enough for a secure retirement. Without Social Security, approximately 4 out of 10 people […]

Even if you’re young, it’s never too early to think about saving for retirement. If you have a job that offers a 401(k) savings plan, enrolling and contributing money will put you on your way to building a nice nest egg. Whether you’re just starting out or you’re already maxing out your 401(k) contributions — […]

A Roth IRA could be a great option if you’re looking to supplement your employer-sponsored 401(k) — or if you don’t have one and need an alternative way to save for retirement. We’re going to talk about Roth IRAs, how they compare with other retirement accounts and how you can decide if a Roth IRA […]